Effortless saving and investing for everyone.
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The world is talking about Moka
Powerful features that help you save more and invest smarter.
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Invest, automatically
Watch your money grow by investing change or setting (and forgetting) a weekly recurring deposit!
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Pay off debt faster
Accelerate and automate your debt payments with an easy, personalized plan.
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Get helpful advice
Ask all your money questions and get answers from your friendly, financial coach.
Moka makes it easy to achieve your financial goals.
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It’s never too early or too late to start investing.
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Debt doesn’t have to follow you forever.
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More money should stay in your pocket (or portfolio).
Our team and technology will help you discover more money.
Moka is human first
This means you can always talk to a real person about your money. Your experienced portfolio manager, financial coach or customer success representative is ready to chat in the app or by email if you have any questions or concerns. (If you don’t want to talk, that’s okay, too! You can open a Moka investment account in a few minutes directly in the app—no phone call required.)
Your goals are our goals
We believe technology can empower everyone to save more and invest smarter. That’s why our saving and investing technology makes it possible to automatically invest spare change and more. Moka can also help you pay off debt faster and earn more cashback. Plus, we’re developing artificial intelligence to help you manage your money every day.
Moka has thousands of 5-star reviews
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Amazing option for saving
I dont even notice how much I'm saving. Then bam! There's a lot more money in my account!
Jane Craymer, Google Play
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Brilliant app and service
Two years with Moka and I’m very satisfied with the service and how easy it is to save and invest money. Thank you, Moka Team!
Raphael Cavalcanti, Apple App Store
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Love the app! Amazing Support!
It's a great way to squirrel away some money and have that money grow in the investments they make for you. They simply invest your change off of each transaction and in no time there is an extra grand saved up!
Michael Throssell, Google Play
Your security is our priority
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Bank-level security
We’re not a bank, but we use the same measures as major Canadian banks to protect your money, including 256-bit encryption and secure SSL connections.
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A proven track record
Your money is invested by an experienced portfolio manager from Tactex Asset Management, a Moka company that manages over $200 million in assets.
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A commitment to privacy
We will never sell your information. Our Privacy Policy was developed by a former Canadian Privacy Commissioner and ensures your information stays safe.
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Investors with authority
Moka is backed by sophisticated investors including Desjardins Capital, the venture capital fund for the largest association of credit unions in North America, and NAventures, the venture capital division of National Bank of Canada.