Save more. Invest smarter. The easy way
to achieve your
financial goals.

  1. 1

    Connect

    Download the app, create a Moka account, and link your bank.

  2. 2

    Spend

    Use your debit or credit card, and Moka will round your purchases up to the nearest dollar...

  3. 3

    Invest

    And automatically invest the spare change (and more) in a diversified portfolio.

Essential features
for a flat $3 monthly fee.
No hidden fees. Period.

  • Easy, automated saving

    Invest spare change automatically and set up recurring deposits to save more money without even thinking about it.

  • Fully-managed portfolios

    Grow your savings without stress. Your dedicated portfolio manager will handle the investing for you.

  • Unlimited tax-free accounts

    Open a Tax-Free Savings Account or Registered Retirement Savings Plan to benefit from tax-free investing.

  • Socially responsible investing

    Make a positive impact by choosing the Moka SRI Fund, which invests in companies that are building a better world.

  • Cashback Perks

    Save even more with exclusive deals and cashback from brands you love, thanks to Moka Perks.

Save more. Spend less. Invest smarter.

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