Save more. Invest smarter.
The easy way
to achieve your
financial goals.

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1
Connect
Download the app, create a Moka account, and link your bank.
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2
Spend
Use your debit or credit card, and Moka will round your purchases up to the nearest dollar...
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3
Invest
And automatically invest the spare change (and more) in a diversified portfolio.
Essential features
for a flat $3.99 monthly fee.
No hidden fees. Period.
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Easy, automated saving
Invest spare change automatically and set up recurring deposits to save more money without even thinking about it.
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Fully-managed portfolios
Grow your savings without stress. Your dedicated portfolio manager will handle the investing for you.
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Unlimited tax-free accounts
Open a Tax-Free Savings Account or Registered Retirement Savings Plan to benefit from tax-free investing.
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Socially responsible investing
Make a positive impact by choosing the Moka SRI Fund, which invests in companies that are building a better world.
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Cashback Perks
Save even more with exclusive deals and cashback from brands you love, thanks to Moka Perks.