Save more. Invest smarter. The easy way
to achieve your
financial goals.

  1. 1

    Connect

    Download the app, create a Moka account, and link your bank.

  2. 2

    Spend

    Use your debit or credit card, and Moka will round your purchases up to the nearest dollar...

  3. 3

    Invest

    And automatically invest the spare change (and more) in a diversified portfolio.

Essential features
for a flat $3 monthly fee.
No hidden fees. Period.

  • Easy, automated saving

    Invest spare change automatically and set up recurring deposits to save more money without even thinking about it.

  • Fully-managed portfolios

    Grow your savings without stress. Your dedicated portfolio manager will handle the investing for you.

  • Unlimited tax-free accounts

    Open a Tax-Free Savings Account or Registered Retirement Savings Plan to benefit from tax-free investing.

  • Socially responsible investing

    Make a positive impact by choosing the Moka SRI Fund, which invests in companies that are building a better world.

  • Cashback Perks

    Save even more with exclusive deals and cashback from brands you love, thanks to Moka Perks.

Save more. Spend less. Invest smarter.

Introducing
Moka 360

Discover more money in your daily life and save hundreds with powerful features to lower your expenses, reduce your debt and earn more when you spend.

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