Moka 360 Talk to a financial coach, anytime

Get unbiased advice about how to be smarter with your money.

Get answers to your personal financial questions

  • Can I pay down my debt faster?

  • How much house can I afford?

  • Can you help me make a budget?

  • Should I pay down my mortgage or invest in my RRSP?

Your financial coach will help you manage your money.

  • Personalized advice

    Consult with an experienced financial advisor who can share recommendations that make sense for your life, goals and finances.

  • Easy and convenient

    Navigate big financial decisions from the comfort of home by opening the Moka app and starting a chat anytime.

  • Data-driven ideas

    Benefit from smart solutions that are powered by machine learning and managed by real people.

  • Honest and unbiased

    Learn how to spend less, save more and invest better. Your financial coach isn’t trying to sell you anything.

Got questions?

Check out these FAQs.

  • How can I get financial advice from Moka?

    With Moka 360, you can ask a coach for unbiased financial advice whenever you need it. Our team of financial coaches draw on their years of experience to offer recommendations that are tailored to your financial situation and goals. Simply ask any question about your personal finances in the app, and we’ll answer. Plus, our financial experts can create and share a personalized plan to help you achieve your financial goals.

  • What can I ask?

    You can ask as many questions about your personal finances as you’d like, including questions about budgeting, loans, credit card debt, saving and more. Here are some examples of questions you might want to ask:

    • How can I pay off my debt faster?
    • Am I paying too much for my cell phone?
    • How do I make a budget?
    • Can I afford a new car?
    • How much do I need for a down payment on a condo?
    • What’s the difference between a non-registered and registered investment?
    • Should I buy or rent?
    • Do I need loan insurance?

  • Do I need to connect my bank to Moka to talk to a coach?

    Yes. You can only access this feature with an active Moka 360 account. Your bank information will also allow a financial coach to make personalized recommendations.

  • How do I cancel the service?

    Just shoot us a message in the app or send an email to We’ll be happy to help.

Discover more money with Moka 360

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