Download the app, create a Moka account, and link your bank.
Use your debit or credit card, and Moka will round your purchases up to the nearest dollar...
And automatically invest the spare change (and more) in a diversified portfolio.
Saving for your goals is easy.
Freedom starts with a safety net.
Graduate with a diploma, not debt.
Make your dream home a reality.
for a flat $3 monthly fee.
No hidden fees. Period.
Easy, automated saving
Invest spare change automatically and set up recurring deposits to save more money without even thinking about it.
Grow your savings without stress. Your dedicated portfolio manager will handle the investing for you.
Unlimited tax-free accounts
Open a Tax-Free Savings Account or Registered Retirement Savings Plan to benefit from tax-free investing.
Excellent, efficient service
Get help quickly when you reach out to our customer success team in the app or send an email to firstname.lastname@example.org.
Socially responsible investing
Make a positive impact by choosing the Moka SRI Fund, which invests in companies that are building a better world.
Save even more with exclusive deals and cashback from brands you love, thanks to Moka Perks.
Smart investing for everyone.
Your experienced portfolio manager will use Modern Portfolio Theory to invest in a diversified portfolio of low-cost, exchange-traded funds (ETFs) that reflects your financial goals and profile.
Support from a real person
If you have questions about investing or if you want to update your strategy, you can chat with your human portfolio manager in the app. We’re always here to help.
The world is talking about Moka
Moka has thousands of 5-star reviews
Amazing option for saving
I dont even notice how much I'm saving. Then bam! There's a lot more money in my account!
Jane Craymer, Google Play
Brilliant app and service
Two years with Moka and I’m very satisfied with the service and how easy it is to save and invest money. Thank you, Moka Team!
Raphael Cavalcanti, Apple App Store
Love the app! Amazing Support!
It's a great way to squirrel away some money and have that money grow in the investments they make for you. They simply invest your change off of each transaction and in no time there is an extra grand saved up!
Michael Throssell, Google Play
Your security is our priority
We’re not a bank, but we use the same measures as major Canadian banks to protect your money, including 256-bit encryption and secure SSL connections.
A proven track record
Your money is invested by an experienced portfolio manager from Tactex Asset Management, a Moka company that manages over $200 million in assets.
A commitment to privacy
Investors with authority
Moka is backed by sophisticated investors including Desjardins Capital, the venture capital fund for the largest association of credit unions in North America, and NAventures, the venture capital division of National Bank of Canada.